{"id":142223,"date":"2021-04-20T06:57:50","date_gmt":"2021-04-20T09:57:50","guid":{"rendered":"http:\/\/diariotextual.com\/inicio\/?p=142223"},"modified":"2021-04-20T13:08:21","modified_gmt":"2021-04-20T16:08:21","slug":"programa-casa-propia-como-es-el-credito-para-viviendas-que-anunciara-hoy-el-gobierno","status":"publish","type":"post","link":"https:\/\/diariotextual.com\/inicio\/index.php\/2021\/04\/20\/programa-casa-propia-como-es-el-credito-para-viviendas-que-anunciara-hoy-el-gobierno\/","title":{"rendered":"Programa casa propia: c\u00f3mo es el cr\u00e9dito para viviendas que anunci\u00f3 hoy el Gobierno"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">El presidente&nbsp;<strong>Alberto Fern\u00e1ndez&nbsp;<\/strong>presentar\u00e1 este martes el lanzamiento de<strong>&nbsp;87.000 nuevos cr\u00e9ditos a tasas del 0% para la refacci\u00f3n y la construcci\u00f3n de viviendas&nbsp;<\/strong>en todo el pa\u00eds, que se otorgar\u00e1n en el marco del programa Cr\u00e9ditos Casa Propia, que ya se encuentra funcionando.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El mandatario nacional har\u00e1 el anuncio durante una conferencia de prensa que encabezar\u00e1 junto al jefe de Gabinete,<strong>&nbsp;Santiago Cafiero<\/strong>, y el ministro de Desarrollo Territorial y H\u00e1bitat,<strong>&nbsp;Jorge Ferraresi<\/strong>, a partir de las 11.30 en el Museo del Bicentenario de la Casa Rosada<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Este plan fue creado a principios de febrero de este a\u00f1o y originalmente ten\u00eda como objetivo principal la construcci\u00f3n de unas 120.000 casas durante el trienio 2021-2023, mediante el financiamiento de proyectos de personas \u201cen situaci\u00f3n de d\u00e9ficit o vulnerabilidad habitacional y de sectores de medianos recursos\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La novedad, public\u00f3 Infobae, es que se trata de un nuevo sistema de cr\u00e9ditos hipotecarios que abandona el esquema de actualizaci\u00f3n UVA, el cual estaba indexado a la inflaci\u00f3n, y comienza a seguir el coeficiente Hog.Ar, el cual sigue la variaci\u00f3n de los salarios publicado por el Instituto Nacional de Estad\u00edstica y Censos (INDEC). El Poder Ejecutivo asegura que con este nuevo mecanismo, se \u201cpromueve la estabilidad entre las cuotas a pagar y los ingresos a lo largo de la duraci\u00f3n del cr\u00e9dito\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seg\u00fan trascendi\u00f3, los pr\u00e9stamos que ser\u00e1n presentados en esta oportunidad estar\u00e1n destinados, por un lado, a la compra de materiales o mano de obra para realizar refacciones en inmuebles propios y, en segundo lugar, a la construcci\u00f3n de viviendas de hasta 60 metros cuadrados.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>En lo que respecta a la refacci\u00f3n, Alberto Fern\u00e1ndez anunciar\u00e1 un total de 65.000 cr\u00e9ditos que tendr\u00e1n un plazo de pago de 36 meses, sumado a un tiempo de gracia de tres meses para comenzar a devolver el monto recibido.<\/strong> Del total de estos pr\u00e9stamos, 40 mil ser\u00e1n por $100.000, con cuotas de 2.882 pesos cada una, mientras que los 25 mil restantes ser\u00e1n por $240.000, con pagos mensuales de 6.917 pesos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En tanto, <strong>quienes tengan ya un terreno podr\u00e1n solicitar la ayuda del Estado para la construcci\u00f3n de la vivienda propia: en este caso, ser\u00e1n 22.000 cr\u00e9ditos disponibles de hasta $4.000.000 cada uno, con plazos para saldar la deuda de entre 10 y 36 a\u00f1os.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En todos los casos, la tasa de inter\u00e9s ser\u00e1 del 0%. Para poder acceder a este beneficio, los interesados deber\u00e1n ser ciudadanos argentinos o extranjeros con residencia permanente, que tengan DNI vigente, tengan entre 18 y 68 a\u00f1os de edad, cuenten con al menos 12 meses de antig\u00fcedad laboral y no presenten antecedentes financieros desfavorables en los \u00faltimos 9 meses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s, para aspirar a un cr\u00e9dito para la refacci\u00f3n de un inmueble tendr\u00e1n que demostrar ingresos de entre 25.000 y 175.000 pesos, dependiendo del monto a solicitar. En cambio, a los beneficiarios del pr\u00e9stamo para la construcci\u00f3n se les pedir\u00e1 que el mismo sea de entre 53.000 y 175.000 pesos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El presidente&nbsp;Alberto Fern\u00e1ndez&nbsp;presentar\u00e1 este martes el lanzamiento de&nbsp;87.000 nuevos cr\u00e9ditos a tasas del 0% para la refacci\u00f3n y la construcci\u00f3n de viviendas&nbsp;en todo el pa\u00eds, que se otorgar\u00e1n en el&hellip;<\/p>\n","protected":false},"author":3,"featured_media":116102,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,12],"tags":[559,5318],"class_list":["post-142223","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-es-noticia","category-sociedad","tag-casa","tag-propia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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