{"id":52206,"date":"2019-06-14T17:22:42","date_gmt":"2019-06-14T20:22:42","guid":{"rendered":"http:\/\/diariotextual.com\/inicio\/?p=52206"},"modified":"2019-06-14T17:22:42","modified_gmt":"2019-06-14T20:22:42","slug":"nuevo-lanzamiento-la-linea-procrear","status":"publish","type":"post","link":"https:\/\/diariotextual.com\/inicio\/index.php\/2019\/06\/14\/nuevo-lanzamiento-la-linea-procrear\/","title":{"rendered":"Nuevo lanzamiento de la l\u00ednea ProCreAr"},"content":{"rendered":"

El Gobierno Nacional present\u00f3 este viernes la inscripci\u00f3n para poder acceder a una nueva l\u00ednea de cr\u00e9ditos ProCreAr Compra<\/strong>, con el objetivo de dinamizar el mercado de la primera vivienda.<\/p>\n

<\/p>\n

La nueva l\u00ednea est\u00e1 destinada a familias de todo el territorio nacional, para que puedan acceder a la compra de su vivienda, nueva o usada<\/strong>, facilitando el acceso al cr\u00e9dito hipotecario.<\/p>\n

En esta edici\u00f3n, el programa se mover\u00e1 bajo un esquema de ahorro + subsidio + cr\u00e9dito, donde el ahorro corresponde al aporte de los beneficiarios, el cr\u00e9dito hipotecario es otorgado por alguno de los bancos participantes y el Estado Nacional acompa\u00f1a a las familias con un subsidio no reembolsable de hasta 18.000 UVAs ($674.000 pesos).<\/strong><\/p>\n

Al programa pueden inscribirse todas las personas que re\u00fanan los siguientes requisitos:<\/p>\n

–Entre 18 y 55 a\u00f1os de edad al momento de inscripci\u00f3n.<\/strong><\/p>\n

–Ingresos familiares netos mensuales: a partir de 2 y hasta 7 SMVyM (Salario M\u00ednimo, Vital y M\u00f3vil) ($ 25.000 – $ 87.500).<\/strong><\/p>\n

–Ahorro m\u00ednimo: 10% del valor de compra de la vivienda.<\/strong><\/p>\n

-Subsidio segmentado por nivel de ingresos del grupo familiar y valor de la vivienda a adquirir. Cr\u00e9dito en UVA hasta 30 a\u00f1os de plazo.<\/p>\n

–Valor de la vivienda hasta 140.000 UVAs ($ 5.243.000 pesos).<\/strong><\/p>\n

–Subsidio m\u00e1ximo 18.000 UVAs ($ 674.000 pesos).<\/strong><\/p>\n

-Antig\u00fcedad laboral m\u00ednima de un a\u00f1o.<\/p>\n

–Cr\u00e9dito hipotecario destinado a la compra de una vivienda \u00fanica, familiar y de ocupaci\u00f3n permanente, nueva o usada.<\/strong><\/p>\n

–Cr\u00e9dito m\u00ednimo: 7.500 UVAs.<\/strong><\/p>\n

-Tasas preferenciales desde 7,5 %.<\/p>\n

–Relaci\u00f3n cuota ingreso m\u00e1xima: 25 %.<\/strong><\/p>\n

-Incluye cobertura hipotecaria UVA, cuyo valor (el de la cobertura) est\u00e1 incluido en el valor de la cuota y representa el 1,5% de la misma. La cobertura se activar\u00e1 cuando el \u00edndice de inflaci\u00f3n supere en 10% el \u00edndice de variaci\u00f3n salarial, reintegrando el valor excedente.<\/p>\n

-La vivienda a adquirir deber\u00e1 estar ubicada dentro de un radio de 100 km del domicilio declarado en el formulario de inscripci\u00f3n o del domicilio laboral.<\/strong><\/p>\n

-Los monotributistas deber\u00e1n tener al d\u00eda el pago del tributo para poder superar los cruces y validaciones.<\/strong><\/p>\n

–Todas las relaciones y v\u00ednculos familiares declaradas deber\u00e1n estar registradas en ANSES. Si alg\u00fan miembro del grupo familiar posee alg\u00fan tipo de discapacidad, deber\u00e1 estar registrada en ANSES.<\/strong><\/p>\n

-Familias con ingresos a partir de 2 y hasta 5 SMVyM, que adquieran una vivienda con un valor de hasta 90.000 UVAs (que a la fecha equivalen a $3.370.500), podr\u00e1n acceder a un SUBSIDIO de 18.000 UVAs (que a la fecha equivalen a $674.100).<\/p>\n

-Familias con ingresos a partir de 2 y hasta 5 SMVyM, que adquieran una vivienda con un valor mayor a 90.000 UVAs y hasta 100.000 UVAs (que a la fecha equivalen a $3.370.500 y $3.745.000 respectivamente), podr\u00e1n acceder a un SUBSIDIO de quince mil 15.000 UVAs (que a la fecha equivalen a $561.750).<\/p>\n

-Familias con ingresos mayores a 5 y hasta 7 SMVyM, que adquieran una vivienda con un valor de hasta 100.000 UVAs (que a la fecha equivalen a $3.745.000), podr\u00e1n acceder a un SUBSIDIO de 15.000 UVAs (que a la fecha equivalen a $561.750).<\/p>\n

-Familias con ingresos a partir de 2 y hasta 7 SMVyM, que adquieran una vivienda con un valor mayor a 100.000 UVAs y hasta ciento 140.000 UVAs.<\/p>\n","protected":false},"excerpt":{"rendered":"

El Gobierno Nacional present\u00f3 este viernes la inscripci\u00f3n para poder acceder a una nueva l\u00ednea de cr\u00e9ditos ProCreAr Compra, con el objetivo de dinamizar el mercado de la primera vivienda.<\/p>\n","protected":false},"author":5,"featured_media":52207,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[11,5],"tags":[],"class_list":["post-52206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-que-pasa","category-economia"],"acf":[],"yoast_head":"\nNuevo lanzamiento de la l\u00ednea ProCreAr - Diario Textual<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/diariotextual.com\/inicio\/index.php\/2019\/06\/14\/nuevo-lanzamiento-la-linea-procrear\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta 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