{"id":54212,"date":"2019-06-30T20:34:29","date_gmt":"2019-06-30T23:34:29","guid":{"rendered":"http:\/\/diariotextual.com\/inicio\/?p=54212"},"modified":"2019-07-01T10:37:38","modified_gmt":"2019-07-01T13:37:38","slug":"cheque-electronico-comienza-funcionar-desde-este-lunes","status":"publish","type":"post","link":"https:\/\/diariotextual.com\/inicio\/index.php\/2019\/06\/30\/cheque-electronico-comienza-funcionar-desde-este-lunes\/","title":{"rendered":"El cheque electr\u00f3nico comienza a funcionar desde este lunes"},"content":{"rendered":"<p>El <strong>Banco Central de la Rep\u00fablica Argentina dejar\u00e1 habilitado este lunes al cheque electr\u00f3nico, con el que los usuarios podr\u00e1n emitir y recibir pagos generados en canales inform\u00e1ticos digitales.<\/strong> Se trata de una innovaci\u00f3n promovida por el BCRA para simplificar las operaciones y reducir sus costos.<\/p>\n<p><!--more--><\/p>\n<p>Los <strong>Echep, tal como sucede con los cheques tradicionales, seguir\u00e1n pagando el impuesto a los cr\u00e9ditos y d\u00e9bitos bancarios<\/strong>, solo cambia el soporte de ese medio de pago.<\/p>\n<p>La <strong>norma obliga a las entidades financieras a recibir dep\u00f3sitos de Echeqs<\/strong>, explic\u00f3 la entidad monetaria en un comunicado y precis\u00f3: \u201cLa emisi\u00f3n, que no es obligatoria, est\u00e1 disponible para cuentas corrientes y comenzar\u00e1 a crecer gradualmente\u201d.<\/p>\n<p>\u201cEl <strong>Echeq ser\u00e1 realizado y circular\u00e1 por medios puramente electr\u00f3nicos, ya sea a trav\u00e9s de entidades financieras o de las infraestructuras del mercado financiero autorizadas.<\/strong> La emisi\u00f3n y el dep\u00f3sito de los Echeqs ser\u00e1n funciones exclusivas de las entidades financieras\u201d, inform\u00f3.<\/p>\n<p>La <strong>simplificaci\u00f3n de la operatoria de emisi\u00f3n, endoso, negociaci\u00f3n y, circulaci\u00f3n en general, a trav\u00e9s de canales digitales; cantidad de endosos sin l\u00edmite, la reducci\u00f3n de los costos operativos en comparaci\u00f3n con el cheque tradicional, la seguridad<\/strong> y la efectividad y la reducci\u00f3n de motivos de rechazo, son las principales ventajas del cheque electr\u00f3nico que se destacaron desde el Banco Central.<\/p>\n<p>Para mejorar la operatoria <strong>el Directorio del BCRA aprob\u00f3 tres normas que complementan el instrumento<\/strong>: una que incluye modificaciones a la reglamentaci\u00f3n de la cuenta corriente bancaria y las otras que reglamentan cuestiones operativas como el acuerdo sobre truncamiento, generaci\u00f3n y gesti\u00f3n electr\u00f3nica de cheques y otros documentos compensables y la certificaci\u00f3n para ejercer acciones civiles.<\/p>\n<p>El cheque electr\u00f3nico adem\u00e1s es una fuente de financiamiento que tiene especial relevancia para el sector PYME porque facilitar\u00e1 su negociaci\u00f3n, pudiendo realizarse de forma electr\u00f3nica y remota, reduciendo costos operacionales, de traslado y verificaci\u00f3n de documentos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Banco Central de la Rep\u00fablica Argentina dejar\u00e1 habilitado este lunes al cheque electr\u00f3nico, con el que los usuarios podr\u00e1n emitir y recibir pagos generados en canales inform\u00e1ticos digitales. Se&hellip;<\/p>\n","protected":false},"author":5,"featured_media":54213,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[319,5],"tags":[],"class_list":["post-54212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-temporales","category-economia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El cheque electr\u00f3nico comienza a funcionar desde este lunes - Diario Textual<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/diariotextual.com\/inicio\/index.php\/2019\/06\/30\/cheque-electronico-comienza-funcionar-desde-este-lunes\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El cheque electr\u00f3nico comienza a funcionar desde este lunes - Diario Textual\" \/>\n<meta property=\"og:description\" content=\"El Banco Central de la Rep\u00fablica Argentina dejar\u00e1 habilitado este lunes al cheque electr\u00f3nico, con el que los usuarios podr\u00e1n emitir y recibir pagos generados en canales inform\u00e1ticos digitales. 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